Two federal laws prohibit housing discrimination. The protections they offer differ depending on whether you are a homeowner or a renter.
If you are a homeowner, lenders and servicers cannot discriminate against you with mortgage servicing practices such as "forbearance" or deferment, and "loan modification" or loan modification, based on your race, color, religion, national origin, gender , marital status, age, family situation, disability, for receiving money from a public assistance program, or for exercising their rights under the protections of certain consumer protection laws. If you believe a lender or mortgage servicer has discriminated against you, you can generally send us a complaint or file a fair housing complaint with HUD. (in English). Find more information about housing justice and discrimination protections on the
If you rent a house or apartment, your landlord is prohibited from changing or setting different terms and conditions of your lease, or terminating it, based on your race, color, national origin, religion, gender, family status, or disability. If you believe your rights have been violated, you can file a housing justice complaint with HUD .