Because American housewives do everything to stay beautiful, to take care of their appearance, and that costs money. It was the Desperates Housewifes series that popularized them. Still, the bonus will also have to be used to treat neuroses: the shrinkage costs must be staggering.
In Monaco, an allowance exists for fathers or mothers at home
When is it paid?
The aid does not work after the toddler is 12 years old. However, it is increased to 16, if he has a severe disability that justifies the need to stay with him.
What to do to touch her
As in France, there is a file to build. Nothing too bad: civil status for each other, certificate of schooling and nationality for parents and children. Pay slips, CAF certificates, and all the household's financial resources.
Then, you must attach all the supporting documents concerning the expenses and mandatory charges, such as rent and energy. Do not forget RIB and tax notice. The aid will be paid monthly once the file has been accepted.
You have understood: it is therefore a payment subject to means testing
Normal: if you earn ten thousand euros a month, you're not going to beg the principality's social service: whatever, I know some tight-fisted people who are capable of it.
After all, a penny is still a penny. There are plenty of millionaires who keep picking up the rubber bands on the floor, so...
In Germany too, there is a premium paid by the state
Germany also does a lot for women who want to stay at home, and encourages them to do so by paying them a bonus.
It must be said that childcare costs are high there, and that it is often more advantageous to quit your job to take care of your children yourself: gossips call it the kitchen bonus.
Quite a program, which is why opinions are divided on the question. Be careful however, this allowance is only paid until the child is three years old.
Many women who work part-time choose this option, even if they are guaranteed a place in a crèche. We understand them a little: even if it means being poorly paid, you might as well stay at home.
Being a mom, a job like any other
This is the finding. And to have been there, believe me: it's a full-time job. Well, we are still far from finance salaries here. Because what are we talking about: a bonus of 100 euros for 3 years, it's not going to look very far anyway.
There are still some who find a way to moan, saying that this support is a drift of the system… Here it reminds me of a song by Brassens: when you're stupid you're stupid.
This family policy saves the Germans, because in addition to the hundred euros per month, it is above all the savings in childcare costs that save money for the family who choose this organization for the first few years.
It even seems that it has revived births, good news for a country that is aging faster than its arteries. But opponents say that means fewer small hands on the labor market, with a poorly concealed fear that the borders will open a little more to bring in foreign workers.
What retirement for stay-at-home moms?
This is the annoying subject. Already, after 42 years of good and loyal service, you're not sure you have a bone to gnaw on, so when you've spent several years away from your company...
Because children once grown up more and more rarely return the favor to their parents. Alas.
Fortunately, the legislator has planned everything and a mother will still be able to receive a basic pension in France. The best is still to have started working again at some point, just to have still contributed a little.
Did you know :
A single quarter is enough to open rights, even paid at minimum wage. Good on the other hand, do not dream. It is not by having received 3 salaries in your life that you will have a full pension: there, you must have validated your 164 quarters.
For those who have had three children, the state authorizes them to leave a little earlier, especially if they have had a difficult job.
The increases granted
Having children and raising them offers benefits for retirement: 1 year per motherhood, the same for education, ie 2 years per child.
For large families, this advantage goes even further: 10% increase from 3 children. Bad news: this bonus is now taxable.
Other measures exist: survivor's pension in the event of the death of the spouse, quarter paid by the CAF, increase for dependent spouse, solidarity allowance for the elderly for those who have no resources.
Good to know :
Retirement is not going to fall all baked into your bank account one day. It is up to you to make the request and to gather the necessary documents for the file.
Be careful, this takes time. Allow 6 months for a retirement file to be finalized.
Ultimately, it's up to everyone whether they prefer to stay at home or not to take care of the children. One thing is certain: there will be a lot more work than a desk!